RBC Royal Bank Routing Number and SWIFT Code

RBC Royal Bank offers numerous payment and transfer services to personal, small business, and commercial account holders. Services include international money transfers, direct deposit, online bill pay, online account transfers, outgoing/incoming wire transfers, and more. All of the payment/transfer services offered by RBC Royal Bank  can be reviewed on the Payment Services webpage.

Routing Number

  • 063216608



Routing Number On Check

You can find your accounts specific routing number on a personal check, in the lower-left corner – as seen in the sample check below.


How to Wire Funds

Wire transfers are one of the quickest and most secure ways to transfer funds between financial institutions both domestically and internationally. More information regarding incoming/outgoing wire transfers via RBC Royal can be found here. Wire transfers can be initiated online with the ‘RBC Express‘ service by business/commercial account holders. The following information is required when initiating an outgoing wire transfer via RBC Royal Bank:

  • Your full name
  • Your street address
  • Transit number for the associated RBC Royal Bank account (if the account and transit numbers are combined, the transit number will always be the first five digits)
  • The seven-digit account number of the RBC Royal Bank account being used for the transfer
  • The complete name and street address of the recipient
  • The complete name, street address, and SWIFT/BIC code for the recipient’s bank
  • The full bank account number of the recipient, and their branch/transit code, and national sort code, along with their specific branch’s phone number
  • The IBAN of the recipient (if sending to an IBAN affiliated country)

For an incoming wire transfer to RBC Royal Bank, you will need the following details:

  • Your full name and street address
  • Your transit number (five-digits) for the RBC Royal Bank account being used to receive the wire transfer
  • The seven-digit account number of your RBC Royal Bank account used to receive the wire transfer
  • Your bank name (Royal Bank of Canada)
  • The complete address of your specific branch
  • *Remember to always confirm transit and other codes, because code-mergers or closings can cause confusion which can either cause a delay or outright rejection of a wire transfer.

How to Wire Internationally

International wire transfers can be initiated at a local branch location, or online. International transfers are processed via SWIFT (Society for Worldwide Interbank Financial Telecommunications). To initiate an outgoing wire transfer, you will need the following information:

  • Your account number
  • Your full name and complete street address
  • The sending bank’s SWIFT/BIC
  • (ABA for US-banks, Sort code for UK-banks, Transit code for Canadian-banks)
  • IBAN for EU-banks
  • The purpose of the transfer

For an incoming wire transfer, you will need these details:

  • Your account number
  • Your full name and complete street address
  • RBC’s specific branch name and address
  • RBC’s BIC code
  • RBC’s beneficiary/intermediary SWIFT or BIC code (dependent on the type of currency being sent, and other details – please visit your local branch for this information)

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